Loan Against Property


Meet all your financial needs through Mortgage Loans.

With Mortgage Loan you can leverage the property you own to avail additional finances when you need it or to purchase new property. From property mortgage to long term loans through encashing rental cash flow, you can now expand your business, acquire an asset or satisfy personal financial requirements through Mortgage Loans.

We offer three different types of Mortgage Loans in India:



Loan Against Property

Don't let your valuable property sit idle. Let it work for you. Get a loan against your property through Loan against Property product and use it for any purpose you need: acquiring an asset, business needs, etc.

  • Loan against existing residential property or existing residential plot
  • Avail of loan from `15 Lacs up to ` 10 Crore.

Loan for Purchase of Commercial Property

Avail Purchase of Commercial Property Loans for purchase of ready or under construction commercial property.

  • Acquire loan to purchase ready commercial property or under-construction commercial property
  • Avail of loan from ` 5 Lacs up to ` 10 Crore.

Loan through Lease Rental Discounting

Lease Rental Discounting enables to encash your current rental cash flows to avail long term loan facility. The funds may be used for Business Expansion, Business Capital Requirements, Consolidating obligations or renovation or furnishing of house

  • Avail long term loan facility for loans from ` 15 Lacs up to` 10 Crore
  • Can be availed by Salaried, Self Employed Professionals and Self Employed Non-Professionals.


  • Simplified documentation
  • Speedy approvals
  • Loan available for various needs


  • Property Value
  • Repayment Capacity
  • Assets
  • Liabilities
  • Age
  • Legal & Technical Clearance of Property Title

Minimum Documents Required

List of Documents for Salaried Individuals
  • KYC Documents
  • Salary slip for the last 2 months / Salary Certificate (If variable components like Over Time and Incentives are reflected then salary slips for the past 6 months are required)
  • Latest Form – 16 if salary above `20000/- per month
  • Copy of all bank pass books / bank statements for the past 3 months including front page
  • Company profile if it is a lesser known organization
Note: Original documents are required for verification purpose only
List of Documents required for Self – Employed Businessmen
  • KYC Documents
  • Copy of last 2 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant
  • Copy of last 2 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant
  • Brief Business Profile on the Letter Head of the firm by the applicant
  • Bank Statement for the last 6 months for the Savings Account & Current Account, O/D Account
  • Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration or old ITRs evidencing business
  • Copy of the Partnership Deed, Memorandum of Associations, Articles of Association (if applicable)
  • Copy of Tax Deduction Certificate / Form – 16A (if applicable)
  • Details of Contract (if applicable)
  • Copy of Advance Tax paid / Self Assessment Tax paid challan
Note: Original documents are required for verification purpose only